Are You Prepared for Massive Healthcare Expenses?

Are You Prepared for Massive Healthcare Expenses?

Healthcare will most likely be your highest expense during retirement.

As you age, you may fall prey to neurological diseases like:

Alzheimer’s

Dementia

Parkinson’s

You may need surgery due debilitating arthritis or a broken hip.

Not only are medical costs …

 
What Everybody Ought To Know About TSP Lifecycle Funds

What Everybody Ought To Know About TSP Lifecycle Funds

Lifecycle funds started cropping up in the early 2000’s as a cheaper way to invest with professional advice. The idea is an alluring one, invest your money with a Lifecycle fund targeted to your date of retirement and you never …

 

4 Costly Errors Most Early Retirees Make

Early retirement can give you the time to take that long-awaited vacation to the Italian countryside or the beaches of Hawaii. Early retirement gives you the chance to enjoy life while still fully mobile. You’ll have more time to sit …

 
How Long Can A Retiree Expect To Live?

How Long Can A Retiree Expect To Live?

Some people have families with long lives. Some people have families where dying from a heart attack is common. For those people, it’s easier to plan around how long they can expect to live. For the rest of us though, …

 

Is Buying A Hot Investment Fund A Big Mistake?

Today, we’re going over how hot mutual funds that you see all of the time in top ten lists in Money Magazine, Fortune, or CNBC will lose you money.

The two charts here show all of the mutual funds in …

 
3 Essential Documents for Healthcare Planning: Part 1

3 Essential Documents for Healthcare Planning: Part 1

Tomorrow, as you are coming home for dinner, you’re busy thinking about your day, the proposal you have to complete, and whether should have pasta or a burger tonight. On second thought, you’re tired, so you might just eat some …

 

5 Costly Life Insurance Mistakes

Life insurance is used during many aspects of the financial planning process, but it’s easy to overlook several considerations that could cost your family big when the time comes to collect. I’ve rounded up five of the most costly life …

 
Is A HELOC Right For You?

Is A HELOC Right For You?

First of all, it’s important to know exactly what a Home Equity Line of Credit (HELOC) is.

A HELOC is a type of home loan that works similar to a credit card. Instead of receiving all of the money up …

 
Are We Slaves To Our Unconscious?

Are We Slaves To Our Unconscious?

Behavioral finance is the field of study that explores how people make financial decisions. The brain is constantly being bombarded by unimportant information from its surroundings at all time: if you are reading the morning paper, the brain is trying …